KEN_2010_RHS_v01_M DDI_KEN_2010_RHS_v01_M

World Bank, Migration and Remittances Household Survey

World Bank, Development Economics Data Group 2011-04-25 Metadata Editor Version 1.0 (25 April 2011) Future of African Remittances: National Surveys 2010 KEN_2010_RHS_v01_M Metadata Editor Kenya National Coverage Sample survey data [ssd] Bendixen & Amandi Face-to-face [f2f] As is the case with most surveys conducted in areas that have significant rural populations, there was some over-representation of people who reside in urban areas. The national data was therefore weighted to be consistent with the most recent Census figures for the breakdown of the urban/rural population in Kenya – 32% urban and 68% rural. Every effort was made to achieve the maximum possible coverage, taking cost, timing and other factors into account. A coverage rate of 85% was achieved in the national survey and the 15% of the country that was not covered consisted of areas that were either very remote (and difficult to travel to) or that had extremely small populations. The margin of error is approximately ±5 percentage points and the 95 percent level of confidence. The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses. Kenya Final Round 1 Data.NSDstat Data from phase 1 of the survey: national survey of the adult population of Kenya 2022 23 Nesstar 200801 Kenya Final Round 2 Data.NSDstat Data from phase 2 of the survey: a targeted survey of the remittance recipient population in Kenya 401 53 Nesstar 200801 Serial Number 2022 0 1 2033 1013.993 587.185 Can you please tell me your age? Can you please tell me your age? 2022 0 2 6 1 Less than 18 years old 0 2 18 to 24 518 3 25 to 34 694 4 35 to 49 441 5 50 to 64 275 6 65 and over 94 9 No answer 0 Do you have any family members or relatives living in another country outside Kenya? Do you have any family members or relatives living in another country outside Kenya? 2022 0 1 9 1 Yes 727 2 No 1284 9 Don’t know/No answer 11 Have any of your family members or relatives living in another country outside Kenya ever sent you money? Have any of your family members or relatives living in another country outside Kenya ever sent you money? 727 1295 1 9 1 Yes 361 2 No 362 9 Don’t know/No answer 4 Sysmiss 1295 In which country does that family member or relative live - the one that sends you money? In which country does that family member or relative live - the one that sends you money? 361 1661 1 44 1 USA 126 2 FRANCE 5 3 NORWAY 3 4 TANZANIA 20 5 DUBAI 20 6 SAUDI ARABIA 7 7 AUSTRALIA 3 8 GERMANY 22 9 EGYPT 2 10 UGANDA 23 11 SOUTH AFRICA 11 12 HOLLAND/NETHERLANDS 6 13 SWITZERLAND 9 14 BRITAIN 39 15 RUSSIA 0 16 SUDAN 5 17 CANADA 9 18 DENMARK 3 19 SOMALIA 1 20 POLAND 2 21 FINLAND 1 22 SPAIN 5 23 ITALY 4 24 CHINA 3 25 CHAD 1 26 RWANDA 3 27 NORTH KOREA 2 28 INDIA 4 29 MEXICO 2 30 BOTSWANA 3 31 JAPAN 3 32 QUATAR 1 33 ETHIOPIA 1 34 PARAGUAY 1 35 SWEDEN 3 36 SOUTH AMERICA 1 37 MALAWI 1 38 NAMIBIA 1 39 CONGO 0 40 IVORY COAST 1 41 SWAZILAND 1 42 GREECE 1 43 IRELAND 1 44 NIGERIA 1 Sysmiss 1661 In which country does that family member or relative live - the one that sends you money? (2nd response) In which country does that family member or relative live - the one that sends you money? (2nd response) 9 2013 5 35 1 USA 0 2 FRANCE 0 3 NORWAY 0 4 TANZANIA 0 5 DUBAI 1 6 SAUDI ARABIA 0 7 AUSTRALIA 0 8 GERMANY 0 9 EGYPT 0 10 UGANDA 2 11 SOUTH AFRICA 0 12 HOLLAND/NETHERLANDS 0 13 SWITZERLAND 0 14 BRITAIN 1 15 RUSSIA 0 16 SUDAN 0 17 CANADA 3 18 DENMARK 0 19 SOMALIA 0 20 POLAND 0 21 FINLAND 0 22 SPAIN 0 23 ITALY 0 24 CHINA 0 25 CHAD 0 26 RWANDA 0 27 NORTH KOREA 0 28 INDIA 0 29 MEXICO 0 30 BOTSWANA 0 31 JAPAN 1 32 QUATAR 0 33 ETHIOPIA 0 34 PARAGUAY 0 35 SWEDEN 1 36 SOUTH AMERICA 0 37 MALAWI 0 38 NAMIBIA 0 39 CONGO 0 40 IVORY COAST 0 41 SWAZILAND 0 42 GREECE 0 43 IRELAND 0 44 NIGERIA 0 Sysmiss 2013 How frequently does your family member or relative send you money? How frequently does your family member or relative send you money? 361 1661 1 9 1 2 times a month or more 30 2 Once a month 89 3 Every 2 to 3 months 93 4 Every 4 to 6 months 61 5 About once a year 74 6 Less than once a year 13 9 Don’t know/No Answer 1 Sysmiss 1661 How much money - on average - does your family member or relative send to you each time? How much money - on average - does your family member or relative send to you each time? 347 1675 1 99 1 Less than $10 2 2 $10 to $50 52 3 $51 to $100 60 4 $101 to $150 81 5 $151 to $200 42 6 $201 to $250 30 7 $251 to $300 18 8 $301 to $350 4 9 $351 to $400 15 10 $401 to $450 6 11 $451 to $500 10 12 More than $500 20 99 Don’t know/No answer 7 Sysmiss 1675 How do you receive this money? How do you receive this money? 347 1675 1 99 1 At a bank 162 2 At a remittance company 130 3 In the mail 2 4 By a courier 1 5 Through the Internet 1 6 Through a credit card or ATM card 3 7 Through a family member or friend traveling to Kenya 15 8 By a bus or minibus 2 9 Through a mobile phone 29 10 Other 1 99 Don't know/No answer 1 Sysmiss 1675 How do you receive this money? (2nd response) How do you receive this money? (2nd response) 21 2001 1 10 1 At a bank 1 2 At a remittance company 12 3 In the mail 1 4 By a courier 1 5 Through the Internet 0 6 Through a credit card or ATM card 1 7 Through a family member or friend traveling to Kenya 3 8 By a bus or minibus 0 9 Through a mobile phone 1 10 Other 1 99 Don't know/No answer 0 Sysmiss 2001 How do you receive this money? (3rd response) How do you receive this money? (3rd response) 3 2019 4 9 1 At a bank 0 2 At a remittance company 0 3 In the mail 0 4 By a courier 1 5 Through the Internet 0 6 Through a credit card or ATM card 0 7 Through a family member or friend traveling to Kenya 0 8 By a bus or minibus 1 9 Through a mobile phone 1 10 Other 0 99 Don't know/No answer 0 Sysmiss 2019 How do you receive this money? (4th response) How do you receive this money? (4th response) 1 2021 8 8 1 At a bank 0 2 At a remittance company 0 3 In the mail 0 4 By a courier 0 5 Through the Internet 0 6 Through a credit card or ATM card 0 7 Through a family member or friend traveling to Kenya 0 8 By a bus or minibus 1 9 Through a mobile phone 0 10 Other 0 99 Don't know/No answer 0 Sysmiss 2021 Have any of your family members or relatives living in another part of Kenya ever sent you money? Have any of your family members or relatives living in another part of Kenya ever sent you money? 2008 14 1 9 1 Yes 1566 2 No 440 9 Don’t know/No answer 2 Sysmiss 14 In what district / province / city does that family member or relative live - the one that sends you money? In what district / province / city does that family member or relative live - the one that sends you money? 1566 456 1 90 1 Kiambu 13 2 Kirinyaga 12 3 Muranga 21 4 Nyandarua 12 5 Nyeri 43 6 Thika 44 7 Kilifi 5 8 Kwale 5 9 Mombasa 155 10 Malindi 10 11 Embu 9 12 Kitui 12 13 Makueni 14 14 Machakos 36 15 Meru Central 9 16 Meru North 21 17 Nithi (Meru S) 6 18 Garissa 4 19 Gucha (S. Kisii) 4 20 Homa Bay 14 21 Kisii Central 11 22 Kisumu 101 23 Migori 2 24 Rachuonyo 1 25 Siaya 5 26 Bondo 7 27 Nyando 5 28 Bomet 6 29 Kajiado 8 30 Kericho 17 31 Nakuru 106 32 Nandi 16 33 Narok 5 34 Trans Nzoia /kitale 26 35 Uasin Gishu/Eldoret 51 36 Buret 1 37 Bungoma 8 38 Busia 10 39 Kakamega 22 40 Lugari 7 41 Butere/Mumias 8 42 Nairobi 585 43 NANYUKI 14 44 LAMU 1 45 ISIOLO 6 46 Mbeere 1 47 MWEA 5 48 TANA DELTA 1 49 MATUGA 2 50 LIKONI 1 51 NAIVASHA 11 52 TONGAREN 1 53 LODWAR 3 54 MWINGI 5 55 NAMANGA 2 56 LOITOKTOK 3 57 KARATINA 2 58 GITHUNGURI 1 59 WEBUYE 1 60 MOLO 1 61 MALABA 2 62 KIKUYU 1 63 RONGO 2 64 GATUNDU 1 65 KEIYO 1 66 NAROK 1 67 SUBA 3 68 TURKANA 2 69 MBITA 2 70 USENGE 1 71 KIJABE 1 72 RONGAI 3 73 MIGORI 2 74 CHERANGANI 1 75 NYAHURURU 6 76 TALA 1 77 MAGADI 1 78 MASENO 1 79 KINANGOP 2 80 KANGUNDO 1 81 MARSABIT 1 82 LIMURU 2 83 MARAGWA 1 84 VOI 2 85 YALA 1 86 KANGEMA 1 87 KANGARI 1 88 LAIKIPIA 1 89 OLKALOU 2 90 KABARNET 1 Sysmiss 456 How frequently does your family member or relative send you money? How frequently does your family member or relative send you money? 1566 456 1 9 1 2 times a month or more 327 2 Once a month 562 3 Every 2 to 3 months 364 4 Every 4 to 6 months 181 5 About once a year 108 6 Less than once a year 16 9 Don’t know/No Answer 8 Sysmiss 456 How much money - on average - does your family member or relative send to you each time? How much money - on average - does your family member or relative send to you each time? 1542 480 1 99 1 Less than $10 147 2 $10 to $50 870 3 $51 to $100 306 4 $101 to $150 101 5 $151 to $200 43 6 $201 to $250 27 7 $251 to $300 15 8 $301 to $350 3 9 $351 to $400 8 10 $401 to $450 1 11 $451 to $500 4 12 More than $500 11 99 Don’t know/No answer 6 Sysmiss 480 How do you receive this money? How do you receive this money? 1542 480 1 99 1 At a bank 162 2 At a remittance company 10 3 In the mail 3 4 By a courier 6 5 Through the Internet 0 6 Through a credit card or ATM card 7 7 Through a family member or friend travelling to Kenya 32 8 By a bus or minibus 31 9 Through a mobile phone 1286 10 Other (Specify:____________) 4 99 Don’t know/No answer 1 Sysmiss 480 How do you receive this money? (2nd response) How do you receive this money? (2nd response) 109 1913 1 9 1 At a bank 1 2 At a remittance company 2 3 In the mail 1 4 By a courier 1 5 Through the Internet 0 6 Through a credit card or ATM card 2 7 Through a family member or friend travelling to Kenya 6 8 By a bus or minibus 4 9 Through a mobile phone 92 10 Other (Specify:____________) 0 99 Don’t know/No answer 0 Sysmiss 1913 How do you receive this money? (3rd response) How do you receive this money? (3rd response) 12 2010 9 10 1 At a bank 0 2 At a remittance company 0 3 In the mail 0 4 By a courier 0 5 Through the Internet 0 6 Through a credit card or ATM card 0 7 Through a family member or friend travelling to Kenya 0 8 By a bus or minibus 0 9 Through a mobile phone 11 10 Other (Specify:____________) 1 99 Don’t know/No answer 0 Sysmiss 2010 Gender 2022 0 1 2 1 Male 1123 2 Female 899 District 2022 0 1 42 1 Kiambu 52 2 Kirinyaga 30 3 Muranga 20 4 Nyandarua 18 5 Nyeri 40 6 Thika 40 7 Kilifi 30 8 Kwale 30 9 Mombasa 49 10 Malindi 40 11 Embu 51 12 Kitui 41 13 Makueni 0 14 Machakos 126 15 Meru Central 71 16 Meru North 0 17 Nithi (Meru S) 37 18 Garissa 53 19 Gucha (S. Kisii) 43 20 Homa Bay 41 21 Kisii Central 29 22 Kisumu 59 23 Migori 40 24 Rachuonyo 0 25 Siaya 55 26 Bondo 1 27 Nyando 0 28 Bomet 50 29 Kajiado 30 30 Kericho 75 31 Nakuru 101 32 Nandi 51 33 Narok 30 34 Trans Nzoia /kitale 40 35 Uasin Gishu/Eldoret 52 36 Buret 0 37 Bungoma 69 38 Busia 30 39 Kakamega 53 40 Lugari 0 41 Butere/Mumias 40 42 Nairobi 405 Urban / Rural 2022 0 1 2 1 Urban 1058 2 Rural 964 Weight by Census figures for urban rural 2022 0 0.612 1.426 1 0.407 Serial Number 401 0 1 401 201 115.903 Interviewer ID 401 0 1 22 1 Calvince 19 2 Maria Otiato 18 3 Florence Adema 18 4 Mary Nyingi 19 5 Cecilia Murage 20 6 Martha Wanjiku 18 7 Albert 20 8 Veronica 15 9 Ann Musila 20 10 Joseph Kinja 20 11 Leila 18 12 Jackson Ochieng 12 13 Nyabwa 20 14 Catherine Njoroge 39 15 Peninah Mbugua 23 16 William Chepkwony 41 21 Janet Makena 38 22 Christine Wambui 23 Can you please tell me your age? Can you please tell me your age? 401 0 2 6 1 Less than 18 years old 0 2 18 to 24 89 3 25 to 34 149 4 35 to 49 112 5 50 to 64 40 6 65 and over 11 9 No answer 0 Do you have any family members or relatives living in another country outside Kenya? Do you have any family members or relatives living in another country outside Kenya? 401 0 1 1 1 Yes 401 2 No 0 9 Don’t know/No answer 0 Have any of your family members or relatives living in another country outside Kenya ever sent you money? Have any of your family members or relatives living in another country outside Kenya ever sent you money? 401 0 1 1 1 Yes 401 2 No 0 9 Don’t know/No answer 0 How frequently does your family member or relative send you money? How frequently does your family member or relative send you money? 401 0 1 11 1 12 times a year or more (every month or more) 42 2 About 11 times per year (almost every month) 20 3 About 10 times per year (every 5 weeks) 10 4 About 9 times per year (every 5-1/2 to 6 weeks) 10 5 About 8 times per year (every 1-1/2 months) 18 6 About 7 times per year (almost every 2 months) 21 7 About 6 times per year (every 2 months) 47 8 About 5 times per year (every 2-1/2 months) 34 9 About 4 times per year (every 3 months) 49 10 About 3 times per year (every 4 months) 66 11 About 2 times per year (every 6 months) 84 12 1 time per year or less 0 99 Don’t know/No Answer 0 In which country does that family member or relative live – the one that sends you money? In which country does that family member or relative live - the one that sends you money? 401 0 1 99 1 Germany 20 2 England 50 3 France 7 4 USA 132 5 Sweden 5 6 Tanzania 17 7 Sudan 11 8 Uganda 19 9 Switzerland 5 10 Malaysia 1 11 Canada 14 12 South Africa 15 13 Dubai 38 14 Rwanda 3 15 Italy 9 16 Japan 1 17 Spain 6 18 Greece 2 19 Holland 2 20 Iraq 2 21 Australia 9 22 Zambia 1 23 Denmark 2 24 Ethiopia 3 25 Angola 1 26 India 3 27 Zanzibar 1 28 Congo 1 29 Ukrain 1 30 Botswana 1 31 Ghana 1 32 Norway 4 33 Benin 1 34 Malawi 1 35 China 2 36 Qatar 2 37 Russia 2 38 Iran 1 39 Belgium 1 99 Don't know/No answer 4 Do you receive the money directly or does another member of your family receive the money and you benefit from the money? Do you receive the money directly or does another member of your family receive the money and you benefit from the money? 401 0 1 1 1 Respondent receives money directly 401 2 Another member of the family receives money, but respondent 0 9 Don’t know/No Answer 0 Do you send any of this money to someone else living in another part of Kenya? Do you send any of this money to someone else living in another part of Kenya? 401 0 1 2 1 Yes 197 2 No 204 9 Don’t know/No answer 0 Overall, how many people benefit from the money you receive from your family member or relative? Overall, how many people benefit from the money you receive from your family member or relative? 401 0 1 99 1 33 2 73 3 64 4 71 5 57 6 37 7 18 8 11 9 2 10 2 11 1 99 Don't know/No answer 32 What is your relationship to the person who sends you money – is it your father or mother, your sister or brother, your husband or wife, your son or daughter, or another type of family member? What is your relationship to the person who sends you money - is it your father or mother, your sister or brother, your husband or wife, your son or daughter, or another type of family member? 401 0 1 9 1 Father or mother 37 2 Sister or brother 185 3 Husband or wife 39 4 Son or daughter 51 5 Aunt, uncle, cousin, niece, nephew 85 9 Don't know/No answer 4 For how many years has this family member or relative been sending you money? For how many years has this family member or relative been sending you money? 401 0 1 4 1 Less than one year 27 2 1 to 3 years 195 3 4 to 5 years 100 4 More than 5 years 79 9 Don’t know/No answer 0 How much money – on average – does your family member or relative send to you each time? 401 0 0 500000 0 No Answer 168 1500 1 2000 2 2500 1 3000 1 3500 1 4000 5 5000 7 6000 3 7000 3 8000 14 8100 1 9000 1 10000 40 12000 5 13000 2 14000 1 15000 31 16000 9 18000 2 20000 40 24000 4 25000 11 26000 3 27000 1 30000 14 32000 2 35000 4 39000 2 40000 8 48000 3 50000 7 70000 1 80000 1 150000 1 500000 1 How much money – on average – does your family member or relative send to you each time? How much money - on average - does your family member or relative send to you each time? 401 0 2 99 1 Less than $10 0 2 $10 to $50 17 3 $51 to $100 27 4 $101 to $150 58 5 $151 to $200 51 6 $201 to $250 52 7 $251 to $300 13 8 $301 to $350 12 9 $351 to $400 19 10 $401 to $450 5 11 $451 to $500 14 12 More than $500 22 99 Don’t know/No answer 111 Q11Exact in USD 401 0 0 6184.292 153.438 353.424 Q11 Exact USD in Categories 232 169 2 12 5.879 2.688 2 11 3 27 4 46 5 43 6 42 7 4 8 15 9 16 10 4 11 10 12 14 Sysmiss 169 Q11 Final 290 111 2 12 1 Less than $10 0 2 $10 to $50 17 3 $51 to $100 27 4 $101 to $150 58 5 $151 to $200 51 6 $201 to $250 52 7 $251 to $300 13 8 $301 to $350 12 9 $351 to $400 19 10 $401 to $450 5 11 $451 to $500 14 12 More than $500 22 99 Don’t know/No answer 0 Sysmiss 111 How do you receive this money? How do you receive this money? (Multiple responses allowed - may total more than 100%) 401 0 1 99 1 At a bank 197 2 At a remittance company 133 3 In the mail 3 4 By a courier 11 5 Through the Internet 1 6 Through a credit card or ATM card 8 7 Through a family member or friend traveling to/from Kenya 7 8 At a business/organization that your relative sends the mone 9 9 By a bus or minibus 1 10 Through a mobile phone 28 11 Other 1 99 Don't know/No answer 2 How do you receive this money? How do you receive this money? (Multiple responses allowed - may total more than 100%) 5 396 2 7 1 At a bank 0 2 At a remittance company 2 3 In the mail 0 4 By a courier 0 5 Through the Internet 0 6 Through a credit card or ATM card 1 7 Through a family member or friend traveling to/from Kenya 2 8 At a business/organization that your relative sends the mone 0 9 By a bus or minibus 0 10 Through a mobile phone 0 11 Other 0 99 Don't know/No answer 0 Sysmiss 396 If you use a bank or remittance company, what is the name of the bank or remittance company? If you use a bank or remittance company, what is the name of the bank or remittance company? 330 71 1 99 1 Western union 163 2 Bank of Baroda 1 3 Family Bank 2 4 Dubai Bank 3 5 Barclays Bank 30 6 Money gram 36 7 Equity 35 8 Cooperative bank of Kenya 17 9 Post Bank 9 10 Kenya Commercial Bank 7 11 NIC Bank 3 12 National Bank of Kenya 4 13 Giro Forex Bureau 1 14 Standard Chartered Bank 2 15 Commercial Bank of Africa 1 16 Consolidated Bank 1 99 Don't know/No answer 15 Sysmiss 71 How satisfied are you with the services of ...? How satisfied are you with the services of _______________ (Insert response from Q13) are you very satisfied, somewhat satisfied, somewhat dissatisfied or very dissatisfied? 330 71 1 4 1 Very satisfied 204 2 Somewhat satisfied 87 3 Somewhat dissatisfied 31 4 Very dissatisfied 8 9 Don’t know/No answer 0 Sysmiss 71 Are you able to save any of the money that your family member or relative sends to you? (If yes, PROBE à Approximately what portion of the money do you save?) 401 0 1 9 1 Yes, save all of it 16 2 Yes, save about three-quarters of it 31 3 Yes, save about half of it 104 4 Yes, save less than a quarter or it 101 5 No 148 9 Don’t know/No answer 1 Do you deposit the money you save into a savings account at a banks or credit union or do you save it somewhere else? Do you deposit the money you save into a savings account at a banks or credit union or do you save it somewhere else? 252 149 1 9 1 Deposit at a bank or credit union 195 2 Save it somewhere else 49 9 Don’t know/No answer 8 Sysmiss 149 Approximately what portion of the money you receive do you spend on daily expenses such as food, clothes, housing, utilities and medicine? Approximately what portion of the money you receive do you spend on daily expenses such as food, clothes, housing, utilities and medicine? 401 0 1 9 1 All of it 100 2 About three-quarters of it 70 3 About half of it 119 4 Less than a quarter of it 98 5 None of it 11 9 Don’t know/No answer 3 Other than daily expenses, what do you use this money for? Other than daily expenses, what do you use this money for? (Multiple responses allowed - may total more than 100%) 401 0 1 9 1 To buy or build a house or to buy land for a house 30 2 To invest in a small business 144 3 To pay for the university education of your family 108 4 To open a savings account 16 5 Something else 49 9 Don't know/No answer 54 Other than daily expenses, what do you use this money for? Other than daily expenses, what do you use this money for? (Multiple responses allowed - may total more than 100%) 26 375 2 5 1 To buy or build a house or to buy land for a house 0 2 To invest in a small business 5 3 To pay for the university education of your family 15 4 To open a savings account 4 5 Something else 2 9 Don't know/No answer 0 Sysmiss 375 Other than daily expenses, what do you use this money for? Other than daily expenses, what do you use this money for? (Multiple responses allowed - may total more than 100%) 2 399 4 4 1 To buy or build a house or to buy land for a house 0 2 To invest in a small business 0 3 To pay for the university education of your family 0 4 To open a savings account 2 5 Something else 0 9 Don't know/No answer 0 Sysmiss 399 How long ago did your family member or relative leave Kenya? How long ago did your family member or relative leave Kenya? 401 0 1 9 1 Less than a year ago 11 2 1 to 3 years ago 121 3 4 to 5 years ago 121 4 More than 5 years ago 146 9 Don’t know/No answer 2 How often do you communicate with this family member or relative – the one that sends you money? How often do you communicate with this family member or relative - the one that sends you money? 401 0 1 9 1 Everyday 22 2 Once a week 122 3 Once a month 156 4 A few times a year 90 5 Once a year 7 6 Very rarely/Almost never 2 9 Don’t know/No answer 2 Which of the following best describes the main reason your relative who sends you money left Kenya, was it…. Which of the following best describes the main reason your relative who sends you money left Kenya, was it…. READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 401 0 1 9 1 to go to school 131 2 to find a better job 241 3 for some other reason 7 4 Sports 2 5 Married 5 6 Business 6 7 Greencard 3 8 Invitation 4 9 Don't know/No answer 2 Which of the following best describes the main reason your r Which of the following best describes the main reason your relative who sends you money left Kenya, was it…. READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 5 396 2 2 1 to go to school 0 2 to find a better job 5 3 for some other reason 0 4 Sports 0 5 Married 0 6 Business 0 7 Greencard 0 8 Invitation 0 9 Don't know/No answer 0 Sysmiss 396 Did you make arrangements with this family member – that he or she would send you money – before he or she left Kenya? Did you make arrangements with this family member - that he or she would send you money - before he or she left Kenya? 401 0 1 9 1 Yes 140 2 No 257 9 Don’t know/No answer 4 Have any of your family members or relatives living in another part of Kenya ever sent you money? Have any of your family members or relatives living in another part of Kenya ever sent you money? 401 0 1 2 1 Yes 314 2 No 87 9 Don’t know/No answer 0 Is this money that the person earns themselves in Kenya? Is this money that the person earns themselves in Kenya? 314 87 1 9 1 Yes, sender earns money 299 2 No, money comes from someone else 8 9 Don’t know/No answer 7 Sysmiss 87 Overall, how do you see your family’s personal economic situation in Kenya – is your personal economic situation excellent, good, mediocre or bad? Overall, how do you see your family's personal economic situation in Kenya - is your personal economic situation excellent, good, mediocre or bad? 401 0 1 9 1 Excellent 37 2 Good 217 3 Mediocre 104 4 Bad 42 9 Don’t know/No answer 1 Overall, how do you have a positive or negative opinion of the banks in Kenya? Overall, how do you have a positive or negative opinion of the banks in Kenya? 401 0 1 9 1 Positive 351 2 Negative 40 9 Don’t know/No answer 10 Do you currently have any of the following…? Do you currently have any of the following…? (READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 401 0 1 6 1 Bank account 370 2 Credit union account 1 3 Credit card 2 4 Savings account at a SACCO (an organization that requires yo 4 5 Savings account at a microfinance institution (an organizati 1 6 No, none of these 23 9 Don't know/No answer 0 Do you currently have any of the following…? Do you currently have any of the following…? (READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 148 253 2 5 1 Bank account 0 2 Credit union account 16 3 Credit card 39 4 Savings account at a SACCO (an organization that requires yo 66 5 Savings account at a microfinance institution (an organizati 27 6 No, none of these 0 9 Don't know/No answer 0 Sysmiss 253 Do you currently have any of the following…? Do you currently have any of the following…? (READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 19 382 3 5 1 Bank account 0 2 Credit union account 0 3 Credit card 3 4 Savings account at a SACCO (an organization that requires yo 13 5 Savings account at a microfinance institution (an organizati 3 6 No, none of these 0 9 Don't know/No answer 0 Sysmiss 382 Do you currently have any of the following…? Do you currently have any of the following…? (READ RESPONSES 1 THROUGH 5) (Multiple responses allowed - may total more than 100%) 7 394 4 5 1 Bank account 0 2 Credit union account 0 3 Credit card 0 4 Savings account at a SACCO (an organization that requires yo 1 5 Savings account at a microfinance institution (an organizati 6 6 No, none of these 0 9 Don't know/No answer 0 Sysmiss 394 A mortgage or loan to buy or build a home – would you be very interested, somewhat interested or not interested in this? A mortgage or loan to buy or build a home - would you be very interested, somewhat interested or not interested in this? 401 0 1 9 1 Very interested 253 2 Somewhat interested 78 3 Not interested 65 9 Don’t know/No answer 5 A loan to finance the university education for someone in your family – would you be very interested, somewhat interested or not interested in this? A loan to finance the university education for someone in your family - would you be very interested, somewhat interested or not interested in this? 401 0 1 9 1 Very interested 255 2 Somewhat interested 80 3 Not interested 65 9 Don’t know/No answer 1 The ability to open a savings account in a bank – would you be very interested, somewhat interested, or not interested in this? The ability to open a savings account in a bank - would you be very interested, somewhat interested, or not interested in this? 401 0 1 9 1 Very interested 274 2 Somewhat interested 81 3 Not interested 45 9 Don’t know/No answer 1 A loan to finance a business – would you be very interested, somewhat interested, or not interested in this? A loan to finance a business – would you be very interested, somewhat interested, or not interested in this? 401 0 1 9 1 Very interested 285 2 Somewhat interested 78 3 Not interested 37 9 Don’t know/No answer 1 Health or life insurance for you or your family – would you be very interested, somewhat interested, or not interested in this? Health or life insurance for you or your family – would you be very interested, somewhat interested, or not interested in this? 401 0 1 9 1 Very interested 287 2 Somewhat interested 65 3 Not interested 44 9 Don’t know/No answer 5 What is your approximate total monthly household income - not including the money you receive from your relative in another country? (NOTE TO INTERVIEWER: Clarify for respondents that we are looking for the total monthly income of all household members without including the remittance amount.) 401 0 0 1000000 0 Don't know/No answer 48 99 Don't know/No answer 0 2000 1 2500 1 3000 5 4000 3 4500 1 5000 20 6000 11 6500 1 7000 8 8000 11 9000 1 10000 29 10500 1 11000 2 12000 10 13000 1 14000 2 15000 34 16000 1 17000 2 18000 8 20000 42 23000 1 25000 26 28000 1 30000 36 32000 1 35000 15 40000 21 45000 6 47000 1 48000 2 50000 19 55000 1 60000 10 70000 7 80000 4 85000 1 100000 1 120000 2 200000 2 1000000 1 What is the highest level of education that you have completed? What is the highest level of education that you have completed? 401 0 2 99 1 None, and I do not know how to read or write 0 2 None, but I know how to read and write 1 3 Some primary school 9 4 Completed primary school 21 5 Some secondary school 32 6 Completed secondary school 107 7 Some university studies 53 8 Technical school 109 9 University graduate 57 10 Graduate or professional degree 7 99 Don’t know/No answer 5 Do you own a mobile phone? Do you own a mobile phone? 401 0 1 2 1 Yes 374 2 No 27 9 Don’t know/No answer 0 Gender 401 0 1 2 1 Male 225 2 Female 176 Region 401 0 1 7 1 Kirinyaga 42 2 Gucha (S. Kisii) 35 3 Thika 50 4 Nairobi 141 5 Kitale 36 6 Machakos 60 7 Nandi 37 Urban / Rural 401 0 1 2 1 Urban 269 2 Rural 132 Weight by urban rural from wgt omnibus 401 0 0.477 2.067 1 0.748 Mon. HH income categories 401 0 1 99 1 Less than 10,000 Ksh 63 2 10,000 to 20,000 Ksh 132 3 20,000 to 50,000 Ksh 129 4 More than 50,000 Ksh 29 99 DK/NA 48