Global Financial Inclusion (Global Findex) Database 2011

Kenya, 2011

Development Research Group, Finance and Private Sector Development Unit

Data file: micro_KEN

Cases:	1000
Variables:	51

Variables

economy

ecnmycode

wgt

female

Respondent is female

age

educ

Respondent education level

inc_q

Within-econonmy income quintile

q1a

Has an account at a financial instititution

account

Has an account at a financial institution/post office/MFI (composite indicator)

q1b

Has an account at a post office

q2

If has account: purpose of account

q3a

Has a debit card

q3b

Has a credit card

q4

If has account: number of monthly deposits into account

q5

If has account: number of monthly withdrawals from account

q6

If has account: most frequent mode of cash withdrawal

q7

If has account: most frequent mode of cash deposit

q8a

If has account: uses checks

q8b

If has account: uses electronic payments

q9a

If has account: uses it to receive work payments

q9b

If has account: uses it to receive gov't payments

q9c

If has account: uses it to receive money from family

q9d

If has account: uses it to send money to family

q10a

If does not have account: b/c too far away

q10b

If does not have account: b/c too expensive

q10c

If does not have account: b/c lack documentation

q10d

If does not have account: b/c lack trust

q10e

If does not have account: b/c lack of money

q10f

If does not have account: b/c religious reasons

q10g

If does not have account: b/c family member already has one

q11

Has saved money in the past 12 months

q12a

If saved: saved for future expenses (education, wedding)

q12b

If saved: saved for emergencies

q13a

If saved: saved at a financial institution

q13b

If saved: saved using a savings club

q14a

Borrowed money from financial institution in past 12 months

q14b

Borrowed money from a store (store credit) in past 12 months

q14c

Borrowed money from family or friends in past 12 months

q14d

Borrowed money from employer in past 12 months

q14e

Borrowed money from another private lender in past 12 months

q15a

Currently has loan for home purchase

q16

Personally has health insurance in addition to nat'l insurance

q17

If has insurance: has personally purchased insurance

q18

If ag worker: has personally paid for crop/rainfall/livestock insurance

q15b

Currently has loan for home construction

q15c

Currently has loan for school fees

q15d

Currently has loan for emergency/health purposes

q15e

Currently has loan for funeral/wedding

q15a1a

Has used a mobile phone to pay bills in past 12 months

q15a1b

Has used a mobile phone to send money in past 12 months

q15a1c

Has used a mobile phone to receive money in past 12 months

Total: 51