Kenya Integrated Household Budget Survey 2005-2006

This section collects information on credit for business or farming purposes received by or sought by household members over the past 12 months. The household head and the persons responsible for the loans received by the household should be the respondents. The credit could either have been taken in the form of cash or of in-kind goods, such as agricultural inputs. The credit may have been obtained from an informal source, such as a relative or a local money lender (shylock). However, there must be an explicit agreement between the lender and the household member who took the credit that the loan would be repaid within a certain period of time and/or with the addition of a specific interest charge on top of the principal amount of the credit. Consequently, gifts should not be listed here, nor should items received under transfer programs, such as the Re-stocking, Relief etc.

For the purpose of this section, a credit is an arrangement in which a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the money, along with interest if applicable, at some future point(s) in time. There is a usually a predetermined time for repaying a loan, and generally the lender has to bear the risk that the borrower may not repay a loan (though modern capital markets have developed many ways of managing this risk).

This section collects quite aggregated and general information on gifts received and gifts made by the household over the past 12 months. The gifts received and given are disaggregated according to type: cash, food, and other in-kind.

The purpose of this section is to capture any income that a household may have received or given in form of a gift: that was not in return of goods or services offered by member(s) of the household to the source of the gift. By definition a transfer is a transaction in which an individual/household/institution provides good/service/asset to another individual/household/institution without receiving from the latter any good/service/asset in return as counterpart.

The transfer (gift) may be in cash or in Kind. Where in-cash transfer means assistance that come in form of currency or transferable deposits (e.g. cheque, money orders etc) while in-kind transfer means goods or service assistance that is not in form of cash: transfer of ownership of goods/assets or supply of services for free (e.g. free medical check up, free provision of labour etc).

Goods are physical objects for which a demand exists, over which ownership rights can be established and whose ownership can be transferred.

Services are outputs produced to order and typically result to changes in the conditions of the consuming unit. E.g. Cleaning, medical, legal services etc

Self-help groups are entities typically established by people with the intentions of uplifting their living standards by pooling resources together. Examples of self-help groups is merry-go-round, social welfare etc

Information has already been collected on income from employment, from agriculture, livestock, household enterprises and transfers. This section collects quite aggregated and general information on other income sources for the household. The reference period for this section is the last 12 months. Only if the household received income from one of the income sources considered in this section over the past 12 months, should it be noted.

This section collects information on household shocks, referred to here as negative economic and social impact on Household, resulting from an event/ occurrence that negatively affected the welfare of the household. Such shocks may not be economic nor necessarily wholly negative in their nature, but amongst the effects is to cause a reduction in the economic welfare of the household.

The file contains data related to Section A of the Integrated Household Budget Survey (KIHBS) 2005/06 questionnaire (Household Identification). It also contains the weighting coeffient