| Value | Category | Cases | |
|---|---|---|---|
| 1 | No need | 209 | 
                                                                 
                                    
                                    5.7%
                                 
                                                             | 
                                                        
                    
| 2 | Believed would be refused | 362 | 
                                                                 
                                    
                                    9.9%
                                 
                                                             | 
                                                        
                    
| 3 | Too expensive | 494 | 
                                                                 
                                    
                                    13.6%
                                 
                                                             | 
                                                        
                    
| 4 | Too much trouble for what it is worth | 575 | 
                                                                 
                                    
                                    15.8%
                                 
                                                             | 
                                                        
                    
| 5 | Inadequate collateral | 589 | 
                                                                 
                                    
                                    16.2%
                                 
                                                             | 
                                                        
                    
| 6 | Do not like be in debt | 946 | 
                                                                 
                                    
                                    26%
                                 
                                                             | 
                                                        
                    
| 7 | Do not know any lender | 365 | 
                                                                 
                                    
                                    10%
                                 
                                                             | 
                                                        
                    
| 8 | Other (specify) | 101 | 
                                                                 
                                    
                                    2.8%
                                 
                                                             | 
                                                        
                    
| 9 | Not Stated | 2 | 
                                                                 
                                    
                                    0.1%
                                 
                                                             |