Kenya Integrated Household Budget Survey 2005-2006
Kenya, 2005 - 2006
- Data files
-
Section U
Credit -
Section R
Transfers -
Section S Other
Income -
Section T
Recent Shocks -
consumption
aggregated data -
Section A
Identification -
Section H2
Energy -
Section G
Housing -
Section H1
Water
Sanitation -
Section C
education -
Section D
Health -
Section B
Household
member
Information -
section D
Deaths -
Section D
Fertility -
Section E
Labour -
Section Q
Household
Enterprises -
Section F Child
health -
Section N
Agriculture
Holding -
Section O
Agriculture
Output -
Section P1
Livestock -
Section P2
Livestock
Data file: Section U Credit
This section collects information on credit for business or farming purposes received by or sought by household members over the past 12 months. The household head and the persons responsible for the loans received by the household should be the respondents. The credit could either have been taken in the form of cash or of in-kind goods, such as agricultural inputs. The credit may have been obtained from an informal source, such as a relative or a local money lender (shylock). However, there must be an explicit agreement between the lender and the household member who took the credit that the loan would be repaid within a certain period of time and/or with the addition of a specific interest charge on top of the principal amount of the credit. Consequently, gifts should not be listed here, nor should items received under transfer programs, such as the Re-stocking, Relief etc.
For the purpose of this section, a credit is an arrangement in which a lender gives money or property to a borrower, and the borrower agrees to return the property or repay the money, along with interest if applicable, at some future point(s) in time. There is a usually a predetermined time for repaying a loan, and generally the lender has to bear the risk that the borrower may not repay a loan (though modern capital markets have developed many ways of managing this risk).
| Cases: | 14149 |
| Variables: | 20 |